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Get Appointed
Meet the Team
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The K2 Cyber Advantage

Tailored cyber insurance solutions for small to medium-sized businesses.

Contract certainty for the way SMB's operate

Tailored coverage for the unique needs of small and medium-sized businesses

A rated (Excellent) Class XV capacity

Robust financial strength and stability to deliver on claims

Commercial and Personal cyber protection combined

Comprehensive coverage that safeguards both the business and its key individuals

Efficient application and renewal process

Streamlined underwriting and seamless policy management

The K2 Cyber insurance policy offers a tailored, comprehensive, and efficient solution that empowers small to mid-sized businesses to navigate the evolving cyber landscape with confidence.
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Core Commercial Coverages

First Party

  • Incident response and management
  • Data recovery costs and bricking
  • Business and system failure loss (direct and vendor)
  • Cyber extortion
  • Utility fraud

Third Party

  • Information privacy and Network security liability
  • Regulatory investigations liability
  • PCI-DSS fines
  • Media liability

Crime

  • Invoice manipulation
  • Funds transfer fraud
  • Social engineering (Fraudulent instruction)

Contract Certainty, built for SMB's

Cyber Crime

  • Generous sub-limits to cover cyber crime events, up to $250K
  • Affirmative coverage for the use of Deep Fake / AI technologies under Fraudulent instruction event coverage

Business Interruption and System Failure

  • Coverage for IT and Non-IT Vendors - Includes cloud services, outsourced ops, payment processors, security management and hosting, and more
  • Minimal downtime threshold - Waiting period as short as 8 hours before coverage kicks in
  • Full extortion coverage - No carve-outs or sub-limits just because it's ransomware
  • Broad vendor definition - We cover incidents involving any vendor with a signed contract
  • Covers your business and your vendors - Both direct and vendor-triggered outages are available

Personal Cyber Loss – A Unique Differentiator

The Personal Cyber Loss Endorsement from K2 Cyber provides essential protection for the business owner and named key individuals, addressing their unique personal cyber risks.

This coverage goes beyond the standard commercial cyber policy, offering safeguards against identity theft, cyberbullying, and online fraud.

One response line for Commercial and Personal cyber issues combined.

  • Identity theft protection
  • Cyberbullying coverage
  • Online fraud protection
  • Personal cyber attack and extortion

Broker-Friendly Process

K2 Cyber is designed to make your job easier every step of the way.

Streamlined Submission Process

Simple and efficient process for brokers to submit applications with minimal questions

No Security Stack Interrogation
  • No MFA questions
  • No firewall / EPP / EDR questions
  • No patch management questions
No Infrastructure or IT Gaps
  • No email configuration questions
  • No EOL (End of Life) questions
  • No tracking pixel questions
No Business Ops Hurdles
  • No cyber crime questions
  • No business interruption loss questions

Effortless Renewal Process

Seamless renewal process that eliminates the need for a full, new application.

  • No renewal application required
  • Simplified renewal process
  • Automatic policy updates
  • Proactive renewal reminders
  • Maintain the same great coverage without the paperwork

We Handle the Paperwork

K2 Cyber manages all surplus lines filings, taxes, and stamping fees on your behalf.

  • Save valuable time on administrative tasks
  • Reduce compliance risk with expert handling
  • Focus on your clients instead of paperwork
  • All filings completed accurately and on time
  • Transparent process with regular status updates

Application & Renewal Timeline

01-Initial Application
02-Quote & Bind
03-Policy Management
04-Renewal

Simple, focused questions that take minutes, not hours

  • No technical security questions
  • Basic business information only

Fast turnaround with minimal back-and-forth

  • Rapid quote turnaround
  • Competitive pricing

We handle the administration burden

  • All filings managed by K2
  • Proactive service throughout the year

Simplified process saves time and effort

  • No new application required
  • Automatic updates to coverage

K2 Cyber Services: AI-Powered Protection & Risk Engineering

Comprehensive security solutions that reduce premiums and strengthen your clients' cyber defense

AI-Driven Email Security

Real-time detection of phishing, ransomware, and fraud attempts, safeguarding inboxes with advanced threat intelligence.

  • Continuous monitoring of email communications
  • Automated threat detection and response

Seamless Integration

Quick deployment with no IT expertise required, user-friendly interface for easy management.

  • One-click install. No hardware, no code
  • Works with existing security infrastructure

Proactive Risk Monitoring

Continuous scanning of public-facing assets to identify vulnerabilities, with guided resolutions.

  • Automated vulnerability scanning
  • Prioritized remediation recommendations

Comprehensive Training

Interactive modules and phishing simulations to educate employees, fostering a culture of cyber awareness.

  • Customized training programs
  • Simulated phishing campaigns

Premium Savings

Premium savings when risk engineering is utilized

Rocket Launch

Protect your clients with K2 Cyber

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K2 Cyber Crisis Management Services – Powered by TransUnion®

K2 Cyber Crisis Management Services is a dedicated team of TransUnion fraud, cyber, and claims specialists who provide technical assistance and support to policyholders facing cyber-related incidents. Whether it's a data breach, ransomware attempt, business compromise, social engineering, or a personal cyber loss, they are equipped to guide policyholders through every phase—from initial response to final resolution.

K2 Cyber
CyberScout

24/7/365 Instant guidance, whether you’re unsure or under attack.

1-888-506-1540
  • ONE hotline for all your SMB and Personal cyber concerns to access our cyber resolution specialists for immediate and ongoing support for any SMB or Personal cyber concerns.
  • Dedicated Incident Coordinators create tailored action plans to address the specific nature of the incident. Our Incident Coordinators serve as the primary point of contact for policyholders, overseeing the full lifecycle of a cyber incident. They provide policyholders with clear communication, setting expectations, and offering empathetic support throughout the incident.
  • Claims Handling services included dedicated claims adjusters focused exclusively on managing cyber and privacy breach claims. Cyberscout Claims works directly with the policyholder as well as our internal Incident Response team to ensure a smooth and efficient claims process.

K2 Cyber IR Panel*

Cyberscout's MRN (Managed Response Network) refers to the structured approach to incident response, led by Incident Coordinators who manage cyber events from initial intake to resolution.

‍MRN includes:

  • Dedicated Incident Coordination: MRN provides access to expert incident coordinators who guide clients through cyber incidents, ensuring a smooth and effective response 
  • System/Network Investigations with expert forensic analysis of devices (servers, laptops, mobile, etc.) to uncover critical data and support compliance, prioritizing privacy and protection.
  • Business Email Compromise Analysis, Investigation and Recovery support for compromised email accounts, helping restore access and minimize damage for individuals and organizations.
  • Data Mining & Managed Review includes identification and review of sensitive data (PII, PHI, etc.) within datasets to assess exposure and guide compliance-driven response actions.
  • Ransomware Incident Response & Negotiations include engagement with threat actors and forensic support to manage ransomware attacks and pursue resolution goals on behalf of the policyholder.
  • Forensic Investigations: The team investigates what happened, identifies compromised data, and troubleshoots issues until resolution is achieved 
  • Consumer Notification & Support: MRN helps notify affected individuals through compliant channels and offers call center support with fraud and identity protection expertise
  • Business Continuity & Brand Protection: The MRN approach minimizes disruption, protects brand reputation, and ensures regulatory compliance throughout the incident lifecycle

*All claims and incidents must be initiated through the K2 Cyber hotline 1-888-506-1540 and/or FNOL@k2cyber.ai

K2 Cyber Carrier-approved IR Panel

  • CyberScout
  • MDD
  • Digital Mint
  • Digital Asset Redemption 
  • NCC Group
  • Arete
  • Artic Wolf
  • IronGate
  • SureFire
  • Charles River Associates (CRA)

K2 Cyber Carrier-approved Breach Coach Panel

  • Mullen Coughlin LLC
  • McDonald Hopkins LLC
  • Constangy, Brooks, Smith & Prophete, LLP